The More You Owe the More You Save?

Even thou they are not lending money banks are still soliciting. In the mail the other day was another form letter from the bank begging people to move their loans to them at a lower interest rate for six months. However, here is how they actually said it "The more you owe, the more you save". Is that bank logic? I know what they meant, but it has a double meaning. And that's the mentality that got us into this economic mess in the first place?
Instead how about this, we just pay off what we owe and stay out of debt, shouldn't that be the goal?   

One in Four can Misread Traditional Pregnancy Test.

Watching some TV yesterday and this Clear Blue pregnancy test commercial came on the screen.
The TV commercial says that "one in four women can misread a traditional pregnancy test".
Should someone stupid enough to not figure out what the blue lines or "plus" and "negative" signs mean, be having a baby?
Trying to guess what would be easier than those two signs to let you know if you are pregnant, I looked on their website. The test stick says either "pregnant" or "not pregnant". That is really scary, do they think dumb people or people with limited English, they are not the same, will have any better luck if they could not figure out the universal signs for positive (+) and negative (-) ? Some marketing genius must have thought of this.

http://www.clearblueeasy.com/clearblue-easy-digital-pregnancy-test.php