A lot
of people don’t know that if you are insured you should not be paying a
co-payment, deductible or anything for any of these services. But the doctor’s office or
insurance company will not tell you that.
Direct
from the website:
"Preventive
Services Covered Under the Affordable Care Act
If you have a new health insurance plan or insurance policy beginning on or
after September 23, 2010, the following preventive services must be covered
without your having to pay a co-payment or co-insurance or meet your deductible.
This applies only when these services are delivered by a network
provider.
15 Covered Preventive Services for Adults
- Abdominal Aortic Aneurysm one-time screening for
men of specified ages who have ever smoked
- Alcohol
Misuse screening and counseling
- Aspirin
use for men and women of certain ages
- Blood
Pressure screening for all adults
- Cholesterol
screening for adults of certain ages or at higher risk
- Colorectal
Cancer screening for adults over 50
- Depression
screening for adults
- Type 2
Diabetes screening for adults with high blood pressure
- Diet
counseling for adults at higher risk for chronic disease
- HIV
screening for all adults at higher risk
- Immunization
vaccines for adults--doses, recommended ages, and recommended populations
vary:
- Hepatitis A
- Hepatitis B
- Herpes Zoster
- Human Papillomavirus
- Influenza (Flu Shot)
- Measles, Mumps, Rubella
- Meningococcal
- Pneumococcal
- Tetanus, Diphtheria,
Pertussis
- Varicella
Learn more about immunizations and see the latest vaccine schedules. - Obesity screening and counseling for all adults
- Sexually
Transmitted Infection (STI)
prevention counseling for adults at higher risk
- Tobacco Use screening for all adults and
cessation interventions for tobacco users
- Syphilis screening for all adults at
higher risk
22 Covered Preventive Services for Women, Including Pregnant Women
The eight new
prevention-related health services marked with an asterisk ( * ) must be
covered with no cost-sharing in plan years starting on or after August 1, 2012.
- Anemia
screening on a routine basis for pregnant women
- Bacteriuria
urinary tract or other infection screening for pregnant women
- BRCA
counseling about genetic testing for women at higher risk
- Breast
Cancer Mammography screenings every 1 to 2 years for women
over 40
- Breast
Cancer Chemoprevention counseling for women at higher risk
- Breastfeeding
comprehensive support and counseling from trained providers, as well as
access to breastfeeding supplies, for pregnant and nursing women*
- Cervical
Cancer screening for sexually active women
- Chlamydia
Infection screening for younger women and other women at
higher risk
- Contraception:
Food and Drug Administration-approved contraceptive methods, sterilization
procedures, and patient education and counseling, not including
abortifacient drugs*
- Domestic
and interpersonal violence screening and counseling for all women*
- Folic
Acid supplements for women who may become pregnant
- Gestational
diabetes
screening for women 24 to 28 weeks pregnant and those at high risk of
developing gestational diabetes*
- Gonorrhea
screening for all women at higher risk
- Hepatitis
B screening for pregnant women at their first prenatal
visit
- Human
Immunodeficiency Virus (HIV) screening and counseling for
sexually active women*
- Human
Papillomavirus (HPV) DNA Test: high risk HPV DNA testing
every three years for women with normal cytology results who are 30 or
older*
- Osteoporosis
screening for women over age 60 depending on risk factors
- Rh
Incompatibility screening for all pregnant women and
follow-up testing for women at higher risk
- Tobacco
Use screening and interventions for all women, and expanded
counseling for pregnant tobacco users
- Sexually
Transmitted Infections (STI) counseling for sexually active
women*
- Syphilis
screening for all pregnant women or other women at increased risk
- Well-woman
visits
to obtain recommended preventive services*
3 comments:
There are a lot of good things about the ACA, but as usual the government has done a bad job of explaining it.
Thanks for the information.
Wow - had no idea all that was covered!
Great post :) (per usual)
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